Owning a home is loaded with extra costs, & 30-40% of homeowners feel house poor after their first purchase. Understanding all of these costs before buying is crucial. We've built a dashboard to help you nail the right home for your budget, allowing you to plan, explore, & buy with confidence.
Break down the true cost of ownership for any home you're considering with detailed tracking of financing, insurance, property taxes, utilities, HOA fees, maintenance, and other expenses that go beyond the mortgage payment.
Compare up to 10 residential properties with comprehensive cost analysis displayed in easy-to-read charts. Each home gets its own detailed tab, then all data consolidates into a central dashboard showing monthly costs and percentage of take-home pay.
Use comprehensive cost analysis to find the best property fit for your budget. See exactly how each potential purchase impacts your monthly finances and avoid becoming house poor.
Prepare for confident home shopping with printable property summaries and detailed cost breakdowns. Meet your realtor armed with complete financial analysis and avoid overspending surprises.
Since home ownership represents a major portion of most millionaires' net worth, making the right purchase decision is crucial for long-term wealth building and financial security.
Stop becoming house poor from unprepared home purchases. Our comprehensive comparison tool helps you find your optimal home shopping budget and the best price-to-value ratio for any property. Meet every realtor with confidence, complete cost analysis, and the knowledge to make the right choice for your long-term financial health.
The dream of homeownership often comes with visions of cozy dinner parties, personalized decor, and building equity instead of "throwing money away" on rent. But that dream can quickly turn into a financial nightmare if you end up "house poor" – when your home expenses consume so much of your income that you have little left for other necessities and life pleasures.
SpreadWiseCo LLC